Do You Need To Hire A Lawyer? Read On!
Picking a reliable lawyer is important for obvious reasons. Someone that knows the law backwards and forwards will be able to help you when you need it the most. Read this article for tips on how to choose the right lawyer for you, despite the reason you may need one.
A good tip if you're looking to hire a lawyer is to make sure you pick the right one. Location can be a big factor when looking to hire a lawyer. If you're going to being to court soon, it's absolutely crucial that the lawyer you pick is in the area.
Make a budget when it comes to paying for legal fees. If you contact an attorney and they are above your price range, try to find someone else. While there is nothing wrong with going a little over your budget, you do not want to choose a lawyer that you will have trouble trying to pay.
You can realize real savings of money and time if you make certain to assemble all necessary papers and information prior to the initial consultation. A good lawyer needs all the facts before he can give you a reliable estimate of charges. Efficiency is key to saving yourself some dough.
Do not pick a lawyer because you saw their ad on television or on a billboard. Many big firms that can afford this type of advertising use lawyers that are fresh out of school for most of their cases, but charge you for the experience held by its highest lawyers.
You must ask plenty of questions when interviewing a large number of lawyers. By doing this, you can select the best one for your specific case. A good lawyer should be happy to answer all of your questions, no matter how big or small they may be. It's their duty to ensure you are satisfied with their knowledge level and experience. If they are not, walk away, they are not the lawyer for you.
You should make sure you have a solid case before attacking someone in court. Keep in mind that some lawyers only have their own interest in mind and will advise you to go to court regardless of how solid your case is. Present your case to different professionals and do some research on your own before you go to court.
You should never choose lawyers who claim your case is an open-and-shut case. Any lawyer who believes this is not a good lawyer. Each case comes with its own set of issues; therefore, you need an attorney who is willing to try your case individually instead of trying it like other cases. This is a critical decision; treat it accordingly.
Once you have made the decision to hire a particular attorney, ask if the office employs a legal assistant who could work with you. Many times a legal assistant has the ability to effectively represent a client. This shared arrangement can greatly reduce the full cost of your legal representation.
If you need legal representation, you must do all that you can to communicate effectively with your chosen attorney. If you have deadlines with regards to your case, you need to supply your lawyer with all the necessary information that is needed. This will increase the chances of a positive outcome.
Discuss clearly with the lawyer what his or her role will be in your case. You want to make sure that they will file all the paperwork that is necessary and explain things to you every step of the way. Keep a journal and note all your interactions with the lawyer in it. This might come in handy if you and the lawyer later disagree on what was said or done in your case.
Make sure to discuss payment with any attorney you are thinking about using. Some are paid by the hour and others may charge you a fixed rate. Think ahead of time about what you are most comfortable with (or if it even really matters to you). Talk the lawyer about your preferences and see if they would be willing to work with you.
Always consult an attorney before filing a claim. A lawyer who specializes in the field will give you a better chance at winning your case. Independent research will help you somewhat, but you will never have the same knowledge as an expert in their field. Make sure to chose wisely.
Do not believe everything that a lawyer tells you. Remember that the lawyer wants to sell you themselves, so some may be willing to say whatever it takes to get another client on their books. Take everything you are told with a grain of salt and do your own research to guarantee that you are not being lied to.
If you are in need of a specialist when it comes to lawyers, don't hire a general lawyer. Instead, look for one who has proven experience in your area of concern. You can find specialty lawyers to deal with tax problems, real estate situations and business matters. Don't just go with a family lawyer to deal with these types of situations.
make sure you speak with more than a single lawyer prior to making your choice. The first one you speak with may seem just perfect, but how do you know that until you have other options to consider! See at least one more, preferably two so that you can be sure you are making a smart choice.
When you are trying to hire a lawyer for your case, do not hesitate to ask them for website some references. You should talk with two or three people that can give you a good idea of what to expect. You should hire someone else if they give you a hard time about providing references.
Do not believe everything that a lawyer tells you. Remember that the lawyer wants to sell you themselves, so some may be willing to say whatever it takes to get another client on their books. Take everything you are told with a grain of salt and do your own research to guarantee that you are not being lied to.
Try to stay away from court appointed lawyers, because their caseloads are really heavy and they will typically not be able to give you as much personal time as a hired attorney. When you are paying for their services they tend to be more personally invested in trying to win your case.
It's important to have a good lawyer to represent you in legal matters. The above advice will assist you in carefully picking the right lawyer. You want to make the right decision since choosing the wrong attorney can add more stress to your already stressed life.
Auto insurers play hardball in minor-crash claims
Profitable strategy
The cases, CNN found, illustrate a carefully developed strategy to make the victims look like they are trying to defraud the insurers.
But documents CNN obtained indicate profit, not fraud, is the reason companies decided to play hardball in small accidents.
For Allstate and State Farm, according to documents obtained by CNN, the strategy was developed in the mid-1990s with the assistance of consulting giant McKinsey & Co.
Looking for a way to boost profits, McKinsey focused on soft-tissue injuries incurred in minor crashes.
While the McKinsey documents -- numbered in the thousands -- are under seal in courts around the country, CNN saw several of them during a court hearing in Lexington, Kentucky.
Playing off Allstate's signature slogan, one document recommends the insurer put boxing gloves on its "good hands" for those who insist on going to court.
The strategy, according to former Allstate and State Farm employee Jim Mathis, relies on the three D's -- denying a claim, delaying settlement of the claim and defending against the claim in court.
"The profits are good, and as long as the community, the public allows this to occur, the insurance companies will get richer and people ... will not get a fair and reasonable settlement," Mathis said.
Both Allstate and State Farm declined requests for interviews.
In an e-mail, Allstate wrote it did not believe it would "have any real opportunity of being successful in getting you (CNN) to do a balanced report."
State Farm wrote: "We take customer service seriously and seek to pay what we owe, promptly, courteously and efficiently, and we handle each claim on its own merits."
The company also said, "Any attempt to generalize that State Farm adopted consultant recommendations as other insurers is just plain wrong."
A company spokesman sent an additional e-mail, saying that the company did work with McKinsey to improve claims handling but State Farm stopped using the McKinsey program in 1999.
Robert Hartwig, president of the Insurance Information Institute, told CNN insurers do not have a strategy of blanket denial of claims. He also said strategies to limit expenditures on minor-impact crashes are needed to fight fraud.
Hartwig specifically singled out lawyers who he claims make a living on car accident victims, saying those lawyers are upset because "the gravy train is over."